GREENSBORO, NC -- Free, free, free! And this freebie can save you from the next data breach (and don't you know there is going to be one!).
What's the freebie? It's a credit freeze. While credit freezes have been free in NC for years now, a new federal law going into effect Friday, September 21st makes it free for everyone in every state. Also, you can now unfreeze your credit for free too!
Why get a credit freeze? This allows you to block identity thieves from opening up credit in your name and steal your money. You should freeze your credit with all three credit bureaus:
Equifax Security Freeze
P.O. Box 105788 Atlanta, GA 30348//1-800-685-1111
Experian Security Freeze
P.O. Box 9554 Allen, TX 75013//1-888-397-3742
TU Protected Consumer Freeze
P.O. Box 380 Woodlyn, PA 19094//1-800-916-8800
And yes, you need to do it with all three. A freeze on one doesn’t mean a ID thief can’t try it on the other two.
Credit Freeze Facts
Freezing your credit keeps the bad guys out.
You can still use all your credit cards.
When you want to apply for a loan or a new credit card, you simply unfreeze your credit.